Savings
Your personal advisor is happy to meet and together with you find the best savings strategy so you can reach your financial goals.
In such a meeting, we go through your financial situation, income and expenses, and provide specific advice as to which products and associated risk that best fits your goals.
Smart ways to save your money
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Build a buffer
We recommend to maintain an economic buffer so you can withstand unforeseen expenses. Put aside an achievable amount every month. With time, even a small amount will grow substantial. After you have reached a satisfactory buffer, we usually recommend monthly savings for your children and your pension. -
Create your own system
With online banking you can customize based on your preferances, such as creating saving accounts both for you and your children, renaming and organizing your accounts, and of course have a full overview of your savings and funds. -
Save in mutual funds
If your savings plan has a long term perspective, fund saving is a favorable option. You can choose anything from interest-only, to shared interest and equity, to equity-only funds. Talk to your advisor about saving in funds.
Financial advice with your best interest at heart
If you are uncertain of what is best for you, set up a meeting with your personal advisor. To make the meeting as beneficial as possible, you should plan the meeting in advance. Some suggestions are:
- Write down areas that you are uncertain of, or you want to focus on.
- Get an overview of your financial situation. Set up a simple budget with income, fixed and variable expenses, and any other factors that influence your economy.
- Make a savings plan. How much do you want to save per month? If you save for pension, think about how much you will need when you no longer work.
